 |
Using a Purchasing Group for Insurance
Medmal4Nurses.com (Medical Malpractice for Nurses) offers insurance benefits through the National Association of Independent
Healthcare Professionals (NAIHP), a risk-purchasing group. Medmal4Nurses.com (Medical Malpractice for Nurses) chose NAIHP to reduce the cost of providing
a national medical malpractice insurance program. There are no financial investment or assessment requirements to be a member of NAIHP.
|
What is a Purchasing Group?
Regulation: An entity that offers insurance to groups of similar businesses with similar exposures to risk.
(Personal lines and workers' compensation policies cannot be written by risk purchasing groups.) The policy is based on the insured's
loss and expense experience and is not afforded to other policyholders with respect to rates, policy forms or coverages. Such programs
and the groups that offer them are exempt from most state laws, rules or regulations, except for the state in which the group is domiciled.
RPGs were originally created by the Risk Retention Act of 1986.
|
|
States Where NAIHP is Registered
|
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Montana
|
Mississippi
Missouri
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
|
|
|
|
